Felix has to stop floundering and start treading water before he can answer.

"How di-" Wait, no, coughing first. He was trying to sound serious and intense but that's a lost cause. "How did you think this'd end?" He coughs out more water and then splashes Jim for emphasis.

"'Sides... now you can't drag me into anything 'til we're both dry." That was definitely his cunning plan the whole time. Yes.

Speaking of getting dry, though, he's heading for the bank again. The sooner he strips out of his sodden finery the better. Thank Mara the day is warm as a Cyrodillic spring.